Francis G White

Francis G White
Urban Core Realty LLC

Tel: Tel. (843) 469-6776

Gary was born and raised in Charleston SC and accordingly has developed an intense respect for the city’s beauty, culture and people. As a real estate professional he is able to draw upon his knowledge, connections, and resources in the Charleston region and to help streamline intricate board approvals, negotiate complex transactions, and deliver exceptional results for his clients.

Gary has over 30 years of experience in the Federal Government, including service in the United States Army and the Treasury Department.

Gary received his BS in Business Administration from the College of Charleston and his Masters in Management and Organizational Development from National Louis University. As well, he is a licensed Real Estate Broker in Charge and is currently the Managing Broker for Urban Core Realty, LLC.

Gary has spent the last decade working within the real estate industry in the Charleston Region. As a full service real estate professional and investor, he has extensive experience in real estate brokerage, leasing and property management. As well, he has extensive knowledge and expertise in foreclosure and distressed properties.

Our ProcessStep By Step


Our investment team does ongoing market research and site analysis to determine the best locations geared towards our investment strategy.


We perform site inspections and consult with general contractors and architects to identify property improvement opportunities and cost estimates.


We do extensive property analysis including underwriting property historical cash flow, three tiered income modeling, future cash flow projections and IRR and cash on cash return profitability models.


Our team underwrites the current tenants and reviews all current lease agreements to determine an appropriate credit grade of the property and identify opportunities for improvement.